First State Bank of Warner

	NOW Account Checking	Elite Account Checking
Description	Pays Interest	Pays Interest
Min. Balance to Open	None	None
Interest Rate	Contact us for Current Interest Rate	Contact us for Current Interest Rate
Monthly Service Charge	Service charge of $7.50 if average daily balance falls below $500 in a monthly cycle	Service charge of $10.00 if average daily balance of combined deposit accounts falls below $25,000 in a monthly cycle
Features:	• Unlimited check writing • Interest compounded monthly (credited monthly) • Free check images returned with statement upon request • No Per Check Fee • Itemized Statement • Free Telephone Banking	• Free Special Services • Unlimited check writing • Interest compounded monthly (credited monthly) • Free check images returned with statement upon request • No Per Check Fee • Itemized Statement • Free Telephone Banking
Options:	• Free ATM/Debit Card • No annual fee for Ready Reserve • Free Internet Banking	• Free ATM/Debit Card • No annual fee for Ready Reserve • Free Internet Banking