Personal Savings Accounts

Savings Accounts

Passbook Savings Account

The Passbook Savings account allows you to perform over-the-counter transactions with your passbook at any First State Bank of Warner office. Just present your Passbook with your deposit or withdrawal slip and your transaction and balance will be updated and printed in your passbook. It’s a great way to see your savings grow with each printed update.

Money Market Savings Account

If you don’t want to “tie up” your money into a certificate of deposit, but you want to earn a higher interest rate than a passbook savings account, then our Money Market Account is for you. Our Money Market allows you to earn a higher interest rate while still having the accessibility to your funds when needed.

Savings Accounts

  Passbook Savings
for Minors
(17 or less)*
Money Market Savings*
Min. to Open $5.00 $5.00 $1000.00
Monthly Service Charge None $1.00 if your balance
falls below $200
$7.50 if your average daily balance falls below $1,000
Interest Yes Yes Yes
Check Access None None 6 checks per month**
Statement Frequency Quarterly*** Quarterly*** Monthly
Transaction Limitations Six (6)** Six (6)** Six (6)**
Additional Features Free Internet Banking
Free Phone Banking
Free Internet Banking
Free Phone Banking
Free Internet Banking
Free Phone Banking

Click here to view our rates

Reg E Regulations

*Interest earned with required balance. All rates set by management and are subject to change without notice. For account regulations and restrictions, please consult an account representative. Applicable maintenance/service fees may reduce earnings. Interest Rates are subject to change at any time.

**Federal regulations limit telephone, automatic pre-authorized transfers, and Internet transfers, third-party check, draft, debit card, or similar order to six (6) per statement period.

***Monthly with electronic funds transfers, which include ATM transactions.